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Rates as low as 3.75% APR*!

Let 2026 Take You Places! Lower Rates and No Payment For Up To 60 Days**!

Auto rates as low as 3.75% APR* and no payments for up to 60 days** for a new and used auto loan, plus, you'll be entered for a chance to win $100 if your loan closes during April, 2026! Apply online now.

Whether you're purchasing a new ride or looking to refinance for a better rate, Nova makes it simple with:

  • Quick pre-approvals
  • Easy Financiing
  • Competitive Rates and flexible terms

"SWITCH AND DITCH" AND REFINANCE TODAY! We could SAVE YOU MONEY NOW and NO PAYMENT for up to 60 days!

Switch & Ditch your current auto loan from another lender to Nova CU for rates as low as 4.25% APR* when refinancing a new vehicle, and rates as low as 4.75% APR* when refinancing a used vehicle! Plus, you'll be entered for a chance to win $100 if your loan closes during April, 2026! Apply online now.

Refinancing is easy at Nova CU! Ask how we may be able to lower your payment, save you money, and improve your credit score!

Not a Nova CU Member? You can be!

Click to Join & Apply Online today.

BUYING YOUR FIRST CAR? ASK ABOUT OUR FIRST TIME CAR BUYER'S SPECIAL!

Let Nova help make it easy for you to purchase your first vehicle with our special "First Time Car Loan"

Give us a call 800-865-0445 before you shop and we'll make it easier for you and save you money too!

Car shopping in the evening or during the weekend? Call 800-865-0445 before you go shopping to get pre-approved — to apply for a loan you may call us anytime including nights, weekends or holidays. Pre-approval QUICK AND EASY!!

Did you know?

We could help lower your monthly auto loan payment that's at another lender — while increasing your credit score and saving you money! And while we are doing that for you, we'll provide you with your own CSA — Credit Score Analysis!

Ask about Nova CU's Credit Builder Auto Loan

You could use your current auto, even if it's paid off, to improve your credit score steadily and sensibly! If you are still paying on your car loan, let Nova CU's Financial Coaches review your loan and see if we can refinance it into a lower payment and interest rate for a Credit Builder Auto Loan.

Experience Enterprise Car Sales and get a great auto loan rate from Nova CU

If you're looking to buy a 1-3 year-old vehicle, Enterprise Car Sales is the great way to buy! Browse their inventory today!

*APR = Annual Percentage Rate. Promotional auto loan rates as low as 3.75% APR* on new and used vehicles. "Switch and Ditch" auto refinance rates start as low as 4.25% APR* for new and as low as 4.75% APR* for used vehicles. Available for a limited time. The promotion expires April 30, 2026. The required minimum auto loan amount to qualify for a promotional rate offer is $10,000. Must meet loan and credit qualifications. Offered rates and terms are subject to credit history and are subject to credit approval. Certain restrictions apply and loan promotion can be changed at any time. **Election of no payment for up to 60 days will extend the time it takes to repay your loan. Interest and any charges for optional loan protection products will continue to accrue on the loan and will be repaid from the first scheduled payment. No payment for up to 60 days may reduce the benefits available to you under any optional GAP coverage elected on the loan. Auto loans that are currently financed at Nova Credit Union do not qualify for this promotion. Other promotions may not be included. Only available to Nova Credit Union members in good standing. Certain restrictions may apply. Auto loans booked between April 1, 2026 and April 30, 2026 are eligible for one entry into a drawing for $100.00 if all loan criteria is met. The qualifying winner of $100 will be contacted on or after May 17, 2026 by email or telephone. Winners have up to 15 days to respond.